Is SSD Different From SSI?

Unless you have applied for Social Security Disability, or SSD, in recent years, you may not be familiar with how this form of entitlement program differs from Supplemental Security Income or SSI. People who work pay for Social Security with their taxes. People qualify for these benefits based on many different factors, including work history and earnings.

Keep reading to learn more about SSD and how it is different from SSI, which is important to know if you are applying for benefits.

How Does SSI Differ?

On the other hand, SSI is a program for people that is based on their needs. People who receive SSI have demonstrated that they have limited resources, including income and belongings of value. The amount of SSI you can receive is based on where you live and what your income looks like each year.

Who Can Receive SSD?

The people who are eligible to receive SSD are those who have become disabled and are eligible to receive earnings in accordance with requirements put forth by the Social Security Administration. Your requirements are based on your work history before you became disabled. You need to qualify for work credits to receive SSD.

Your ability is also based on the length of your expected impairment and what kind of impact it may have on your future. Your eligibility is also based on how long the impairment has lasted and how able you are to engage in other activities.

What Else Should You Know About SSD?

You should also know that the amount of money you can receive through SSD is based on your earnings. There is no income limit or resource limit involved. There are also different types of benefits available, including survivor and retirement benefits. Unlike with SSI, other income (like gifts or winnings) does not impact your benefits.

Who Can Receive SSI?

SSI is provided for low-income children and adults who meet specific criteria. You may be eligible for SSI if your income falls in line with the accepted limit. It also depends on the impairment length and extent as well as your ability to engage in gainful activity, like work.

What Else Should You Know About SSI?

These benefits are based on need, so you need to demonstrate that you have a need for it. You must have limited resources, and you do not need to demonstrate that you have any work credits. You do need to be aware that SSI does not have family benefits.

Social Security can be complicated, and you may need an attorney to work through the benefits you are eligible for. Get in touch with a social security disability lawyer in your area to learn more.